DISCLAIMER

You are currently logged on to the official Internet site of Banque Libano-Française, Company with Limited Liability, whose registered office is Beirut Liberty Plaza building, Rome Street, Beirut, e mail address: communication@eblf.com. Navigation on this site is subject to applicable regulations and to their conditions of use.

Persons having access to information made available by Banque Libano-Française on its Internet site accept the following rules:
Disclaimer Regarding the Products and Services Presented on the Site
No information appearing on this site shall be deemed as an offer for services or products, in particular bank or insurance products, from Banque Libano-Française, its branches or its subsidiaries, or as an offer or the solicitation for a purchase or sale offer of securities or any other investment product. Banque Libano-Française disclaims all liabilities regarding the content of these pages and the use that could be made by anyone. Any person willing to be supplied with one of the services or products presented herein directly or by vertue of a hyperlink, should contact Banque Libano-Française in order to obtain information on the availability of the service or product in question, as well as the contractual conditions and prices applicable thereto.

Access to the products and services described herein may be subject to restrictions vis-à-vis certain persons or in certain countries. None of the products or services presented herein shall be supplied by Banque Libano-Française to a person in the event that the law of his/her country of origin, or any other country concerning him/her, prohibits it. The reader of this message should ensure that he/she is legally authorised to log on to this site in the country from where the login is performed.

Although Banque Libano-Française makes all reasonable efforts to ensure it receives information from sources it deems reliable, it does not claim that all information or opinions presented on its site are true, reliable and complete. The information and opinions included on Banque Libano-Française's site are supplied by Banque Libano-Française for information purposes and only for personal use. They may be modified without prior notice. Information appearing on Banque Libano-Française's site does not constitute, in any way, investment advice or legal, tax or other advice. It may not either be considered as grounds for an investment or other decision. Any investment decision must rely on relevant, specific and professional advice.

Performance of Investments – Share data
The past results do not offer any guarantee regarding the future performance of an investment. An investment may rise or fall and investors may not recoup the amount originally invested. Moreover, exchange rate fluctuations may create a rise or fall in the value of the investments.

The stock market data on the eblf.com website are provided solely for information purposes. Neither Banque Libano-Française nor any Crédit Agricole S.A. group company may be held responsible for any use made of these data. Similarly, neither Banque Libano-Française nor any Crédit Agricole S.A. group company may be held responsible for any error, delay, technical fault or interruption in these data.

Information Communicated by Visitors - Protection of Personal Data
Confidentiality and integrity
Banque Libano-Française cannot guarantee the confidentiality and integrity of information on the Internet. As a result of this, there is a risk that messages you send us by electronic means may be intercepted and/or modified as regards both their content and origin. Banque Libano-Française excludes all liability in this respect;

If you do not wish to send personal information via the Internet, you may send it by regular mail.

Personal Information
When using the services provided on this website, you will be requested to communicate personal data that is likely to be the subject of automated processing. 

Each page of the website which requests you to transmit personal data indicates whether or not it is compulsory to provide such data and the purpose for which it is collected. 

Personal data will be used by Banque Libano-Française's staff for the purpose of responding to your requests for information, to share information about the Bank's products, services, offers, competitions and/or of processing your employment inquiry.

Non Personal Information
Any non personal information that you transmit or communicate on the site, by electronic mail, facsimile or regular mail, may be used by Banque Libano-Française or its affiliates for any purpose, whether commercial or not, and, in particular, be reproduced, disclosed or transmitted on any known or future medium.

Intellectual Property
Banque Libano-Française holds copyrights on all of the works appearing on the site, in particular images, texts, iconographic and photographic representations and documents which may be downloaded from the site.

The reproduction or representation of all or part of this site, on any medium whatsoever, is therefore strictly forbidden without the prior written consent of the editor.

You may, however, download or print on paper pages and/or parts of the Banque Libano-Française's site, for strictly personal use, to the extent that you do not delete the mentions relating to copyrights or other mentions concerning intellectual property rights.

Downloading or any other form of copying of software or information present on Banque Libano-Française's site does not grant you any right there on. You may neither reproduce (in all or in part), transmit, (through electronic or any other means), modify, use Banque Libano-Française's site for public or commercial purposes, nor create links with it, without the prior written authorisation of Banque Libano-Française.

The name Banque Libano-Française, Point Cash, Cash Card, as well as all of the logos corresponding to these names are registered trademarks of Banque Libano-Française. You may neither reproduce, delete, re-use nor modify these distinctive signs in any way when they appear on the pages of the site.

Hypertext Links and Viruses
It is expressly reminded that Banque Libano-Française has no control or liability regarding the creation of links to other sites external to Banque Libano-Française and regarding the content of said sites. Therefore, you accept that your choice to access another site through a hypertext link is made under your own responsibility. Accordingly, any direct or indirect bias resulting from your access to another site connected by a hypertext link may not incur Banque Libano-Française's liability.

You must take the necessary precautions to ensure that the site you have chosen does not contain any virus or any other destructive element.

Banque Libano-Française may in no way be held responsible for direct or indirect damages resulting from the use of its site or other sites related to it.

Job applicant selection procedure
Job applicants making unsolicited applications or responding to job offers posted on the Banque Libano-Française website authorise Banque Libano-Française to pass on their application and accompanying information to any company in the Crédit Agricole group.

If a person responds to a job listing contained on Banque Libano-Française's website, this does not guarantee that Banque Libano-Française will proceed with that candidate's contact, even if the candidate corresponds to the profile of the position being offered. Banque Libano-Française will contact candidates whose inquiries have been accepted in order to arrange for the person to meet the Banque Libano-Française personnel responsible for his/her recruitment. A candidate will only be deemed definitively to have been recruited once all of the recruitment procedures set out in Banque Libano-Française's internal recruitment policies have been complied with.

Please note that although Banque Libano-Française's website is regularly updated, it is not possible to guarantee that each position appearing thereon is still available. Please also note that no contractual relationship will be created between the applicant and Banque Libano-Française as a result either of the applicant sending his or her application to Banque Libano-Française or, unless otherwise specifically indicated by Banque Libano-Française, of any subsequent exchange of correspondence, whether by electronic or regular means, between the applicant and Banque Libano-Française. Should the applicant accept a position offered by Banque Libano-Française, the terms and conditions of employment will be contained exclusively in a contract of employment governed by the applicable law of the Employer's country. Banque Libano-Française excludes all liability for positions no longer being available or employment applications not being accepted.

Use of company Hardware and Equipment
Please note that company hardware and equipment, in particular computers, which are made available to employees by their employer may, in most instances, be used exclusively for professional purposes. The use for personal purposes, of computers made available to employees by their employer may lead to such employees facing disciplinary action. Please also note that local laws applicable to a person visiting Banque Libano-Française's website are likely to give the employer the right to set up checks and mechanisms enabling it to find out which websites are visited by its employees and the content of electronic mails sent or received by them. Banque Libano-Française therefore recommends that persons wishing to consult Banque Libano-Française's website, to send an electronic mail to Banque Libano-Française and/or to apply for a position with Banque Libano-Française, should find out about local regulations before doing so and, if necessary, should not use their company computer. Persons using their company computer to consult Banque Libano-Française's website, to send an electronic mail to Banque Libano-Française and/or to apply for a position within Banque Libano-Française are deemed to act in full knowledge of the implications and to assume sole liability in respect thereof. Banque Libano-Française excludes all liability that may result from the use by a person of his/her company computer to consult Banque Libano-Française's website, send an electronic mail to Banque Libano-Française and/or apply for a position with Banque Libano-Française leading to disciplinary action of any nature whatsoever.

Responses to Employment Contacts
Responses to employment contacts, whether spontaneous or not, will be sent to the electronic address indicated by the applicant. If the applicant does not give an electronic address, responses to applications will be sent by regular mail to the address of the person making the contact. The person making the contact assumes full responsibility for any electronic address provided to Banque Libano-Française to enable it to send its response to the employee's contact form. Banque Libano-Française excludes all liability for the confidentiality of the address indicated in the application in particular, a professional electronic address, not being maintained, thereby enabling third parties to learn of Banque Libano-Française's response.

Restrictions Arising from Different National Laws and Regulations Banque Libano-Française's website is not aimed at persons bound by laws of countries where (due to the citizenship of such persons, their place of residence or for any other reason) the circulation of, or access to, this website is prohibited. Persons subject to such restrictions must not visit Banque Libano-Française's website.