Manage your money

A penny saved is a penny gained: allowances can be a good starting point for saving. Try to save at least 10% of it.
Make use of your skills and talents: seek to transmit your know-how to others and give private lessons.
Be a proactive student: reach for a part time job (private tutor, hostess, salesperson, assistant) to make extra money and be more independent while gaining experience.
Never borrow money: it means you are letting go of your future income and saving becomes very difficult.
Be a smart shopper: avoid spending on something which you don’t really need and that you might regret.
Open a savings account: it is a good way to avoid making withdrawals for a certain period of time.
Set a timetable for your savings and spending: you will understand better your needs and draw a clear budget for every month or week.
Make yourself busy: you will have less time to go out and spend money on food and gatherings.
Make use of discounts: this way you can buy all you need and save a few.
Carry less, spend less: you can't spend money if you don't have it. Little things like that really add up quickly!

Tips & Tricks